By Vinod Ram 
Costco is tightening procedures in 2026 — and members are noticing.
From stricter membership card scanners at food courts to updated digital return tools inside the Costco App, the warehouse giant is refining its famously generous return policy.
Before your next shopping trip, here are five important changes — plus how to avoid surprises at checkout.
Membership Card Scanners Are Expanding
In 2026, Costco is rolling out enhanced membership verification systems. Self-checkout lanes now require active membership scans. Additionally, select warehouse food courts require card verification before ordering.
This shift aims to reduce membership sharing and protect exclusive pricing. Therefore, members should ensure their cards — or digital app QR codes — are ready before entering checkout or ordering food.
Retail analysts note that similar verification upgrades are becoming standard across warehouse clubs like Sam’s Club.
The 90-Day Electronics Rule Still Applies — Strictly
Costco remains generous with most merchandise returns. However, electronics fall under a firm 90-day window.
According to Costco’s official Return Policy, the 90-day rule applies to:
- Televisions
- Laptops & tablets
- Major appliances
- Smartphones
- Cameras & drones
Because electronics pricing fluctuates rapidly, Costco enforces this deadline consistently. Therefore, always check your purchase date in your digital receipt history.
Digital Returns Are Now Faster in the 2026 Costco App
The updated Costco mobile app now allows members to initiate returns digitally. In many cases, you can generate a return QR code before arriving at the warehouse.
This feature reduces wait times and streamlines refunds. Moreover, purchase tracking is easier thanks to expanded digital receipt storage.
Retail technology experts suggest mobile-first returns are becoming standard, similar to innovations seen at Target and Amazon.
Gold Bars & High-Value Items Have Special Conditions
In recent years, Costco made headlines for selling gold bars online. However, certain high-value items now come with stricter return limitations.
While most products remain covered by the satisfaction guarantee, bullion and select specialty items may have final-sale terms. Therefore, always review item-specific conditions before purchasing.
Membership Enforcement Is About Long-Term Pricing Power
Costco’s business model depends heavily on membership fees rather than product markups. According to financial coverage from Bloomberg, membership revenue supports lower shelf pricing.
Consequently, stricter scanner enforcement protects margins and preserves value for paying members.
In other words, these changes are less about restricting returns and more about reinforcing membership integrity.
Pro Tips Before Your Next Costco Trip
- Download and log into the Costco App before shopping
- Check your electronics purchase dates immediately after buying
- Keep digital receipts organized
- Verify item-specific return exceptions
- Bring your physical or digital membership card to the food court
The 2026 Costco return policy remains one of the most customer-friendly in retail. However, enforcement and digital systems are evolving.
If you understand the 90-day electronics rule and use the updated app features, you can avoid friction — and shop confidently.
Before your next trip, take two minutes to review your purchase history. It may save you time, money, and frustration.
#Costco2026 #CostcoReturnPolicy #RetailNews #WarehouseShopping #SmartShopping #ConsumerUpdates #CostcoDeals #MembershipMatters